{"id":845,"date":"2023-02-15T04:27:05","date_gmt":"2023-02-15T04:27:05","guid":{"rendered":"http:\/\/localhost\/ohlylaw\/?page_id=845"},"modified":"2023-05-26T11:25:25","modified_gmt":"2023-05-26T11:25:25","slug":"refinance","status":"publish","type":"page","link":"https:\/\/ohlylaw.com\/real-estate\/refinance\/","title":{"rendered":"Refinance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"845\" class=\"elementor elementor-845\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d59344c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d59344c\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9a28245\" data-id=\"9a28245\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5c28ce2 elementor-widget elementor-widget-heading\" data-id=\"5c28ce2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 26-03-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Refinance<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ebd3dba elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ebd3dba\" data-element_type=\"section\" id=\"real-estates\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-81491a0 img-inner-box\" data-id=\"81491a0\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f3e6e53 elementor-widget elementor-widget-image\" data-id=\"f3e6e53\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 26-03-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/ohlylaw.com\/wp-content\/uploads\/elementor\/thumbs\/front-view-graph-made-out-coins-scaled-q5h0p8499des2y5t8y567ktnggpiksrxobgc1agbqk.jpg\" title=\"front-view-graph-made-out-coins\" alt=\"front-view-graph-made-out-coins\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-c5c11f6 img-inner-box\" data-id=\"c5c11f6\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ca0655f elementor-widget elementor-widget-image\" data-id=\"ca0655f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/ohlylaw.com\/wp-content\/uploads\/elementor\/thumbs\/smiley-couple-signing-contract-new-house-1-scaled-q5h0p1jd3pjz3kgppkorflkip94vhxazubh48vg7uk.jpg\" title=\"smiley-couple-signing-contract-new-house\" alt=\"smiley-couple-signing-contract-new-house\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-da6f3ba elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"da6f3ba\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-902a170\" data-id=\"902a170\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9940a7a elementor-widget elementor-widget-image\" data-id=\"9940a7a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/ohlylaw.com\/wp-content\/uploads\/elementor\/thumbs\/closeup-shot-person-writing-book-with-gavel-table-scaled-q5h0lr3p659b06dvqdozu9k5iu6t2pwe4jbradllx8.jpg\" title=\"closeup-shot-person-writing-book-with-gavel-table\" alt=\"closeup-shot-person-writing-book-with-gavel-table\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-744f32f real-estate-text\" data-id=\"744f32f\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-04e17c0 elementor-widget elementor-widget-heading\" data-id=\"04e17c0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">HOME REFINANCING<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30e251a elementor-widget elementor-widget-text-editor\" data-id=\"30e251a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 26-03-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>In recent years, we&#8217;ve seen a steady upward trend in interest rates, leading to a slowdown in the refinancing boom that characterized the previous period. Nonetheless, many homeowners may find themselves considering refinancing for a variety of reasons. You might be looking to transition from an adjustable-rate or balloon loan to a fixed-rate loan, or perhaps you&#8217;re seeking to tap into your home&#8217;s equity for a major purchase or debt consolidation.<\/p><p>At Ohly Law Office, we specialize in helping clients navigate the complex landscape of refinancing. Here&#8217;s how we can assist you:<\/p><blockquote><h3>LOAN PAYOFFS<\/h3><p>Deciding to refinance means paying off your existing loan and replacing it with a new one. We can help you understand the specifics of your current loan, including any prepayment penalties, and guide you through the process of securing a payoff quote from your current lender.<\/p><h3>EXAMINING THE TITLE<\/h3><p>A title search is a crucial part of the refinancing process. It verifies the legal ownership of your property and ensures there are no outstanding liens or issues that could hinder the refinancing process. At Ohly Law Office, our experienced team performs a comprehensive title search, helping to expedite your refinancing and prevent potential legal troubles down the road.<\/p><h3>ANSWERING YOUR QUESTIONS<\/h3><p>The refinancing process can be intricate and filled with financial jargon that might seem intimidating. We believe that no question is too small or too trivial. We&#8217;re here to answer your queries and ensure you fully understand every step of the refinancing process. From the benefits and potential drawbacks of refinancing, to explaining different loan options, to understanding closing costs, we have you covered.<\/p><h3>MANAGING THE TRANSACTION<\/h3><p>We handle the entire refinancing transaction, making it as seamless and stress-free as possible for you. Our team will work closely with your lender, manage all the necessary paperwork, and ensure that everything is in order for the closing of your new loan.<\/p><\/blockquote><p>Despite the current rising interest rate environment, refinancing can still offer numerous benefits depending on your specific financial situation and goals. Whether you&#8217;re looking to lower your monthly payments, change your loan type, or unlock the equity in your home, our team at Ohly Law Office is here to provide the expert legal representation you need. Let us help you make informed decisions that can lead to long-term financial wellness.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Refinance HOME REFINANCING In recent years, we&#8217;ve seen a steady upward trend in interest rates, leading to a slowdown in the refinancing boom that characterized the previous period. Nonetheless, many homeowners may find themselves considering refinancing for a variety of reasons. You might be looking to transition from an adjustable-rate or balloon loan to a [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":17,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/ohlylaw.com\/wp-json\/wp\/v2\/pages\/845"}],"collection":[{"href":"https:\/\/ohlylaw.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ohlylaw.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ohlylaw.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/ohlylaw.com\/wp-json\/wp\/v2\/comments?post=845"}],"version-history":[{"count":6,"href":"https:\/\/ohlylaw.com\/wp-json\/wp\/v2\/pages\/845\/revisions"}],"predecessor-version":[{"id":2575,"href":"https:\/\/ohlylaw.com\/wp-json\/wp\/v2\/pages\/845\/revisions\/2575"}],"up":[{"embeddable":true,"href":"https:\/\/ohlylaw.com\/wp-json\/wp\/v2\/pages\/17"}],"wp:attachment":[{"href":"https:\/\/ohlylaw.com\/wp-json\/wp\/v2\/media?parent=845"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}